Saturday, March 10, 2007

Using one of my sponsers to refinance

I'm trying the:

MD Mortgage Interest
Connect to Today's Maryland
Low Rate Mortgage Lender


I do believe rates will keep falling a bit and hit resistence at their 6 month lows. But it does take time for the applications to become complete.

The lower rates are a great oppertuntiy to accelerate your pay-off date on your mortgage and get yourself debt free prior to retirement. Please don't be a piece of white trailer trash and use them as an ATM machine.

Mortgage rates are dropping fast again



The above chart is from bankrate.com - check the link on the tool bar to the right.

Mortgage rates are in free fall again. This time the clowns at Forbs are no longer predicting rates will triple over the course of the year. The bad news is the dollar is ready for a complete collasp. The USA is getting ready to cut rates while Europe is raising them. With the collaps of the dollar. tHe credit worthiness of America will likely collasp. So we will have low interest rates, but nobody will be allowed to borrow any money.

When does Bush leave the office?

Housing Index

Dusting off the old blog - down 20% since I started (:
The best performer and only money maker is Plum Creek Timber - Large tracts of rural land and a commodity driven company.

My housing Index
November 21, 2005

Pulte Homes PHM $41.81
DR Horten DHI $36.14
Beazer Homes BZH $68.67
Lennar LEN $57.37
Plum Creek Timber PCL $38.74
Toll Brother TOL $35.24

Total $277.97



March 10, 2007

Pulte Homes PHM $40.16
DR Horton DHI $24.42
Beazer Homes BZH $35.97
Lennar LEN $48.25
Plum Creek PCL $38.62
Toll Brothers TOL $28.85

Subtotal $216.27

Dividends
PHM 12/21/05 $.04
PHM 3/10/06 $.04
PHM 6/15/06 $.04
PHM 9/21/06 $.04
PHM 12/18/06 $.04
PHM 03/09/07 $.04
DHI 1/25/06 $.10
DHI 05/03/06 $.10
DHI 08/17/06 $.15
DHI 10/19/06 $.15
DHI 1/24/07 $.15
BZH 12/07/05 $.10
BZH 03/08/06 $.10
BZH 06/08/06 $.10
BZH 09/07/06 $.10
BZH 12/07//06 $.10
BZH 03/07/07 $.10
LEN 02/03/06 $.16
LEN 05/06/06 $.16
LEN 08/02/06 $.16
LEN 11/01/06 $.16
LEN 02/01/07 $.16
PCL 02/15/06 $.40
PCL 05/11/06 $.40
PCL 08/14/06 $.40
PCL 11/13/06 $.40
PCL 02/14/07 $.42

Subtotal $4.15

Total $220.42

Lose to date $57.55 or 21%

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